While rideshare services like Uber and Lyft are increasing in popularity there is more curiosity about what will happen if you are involved in an accident as a passenger using their services.
If you are in an automobile and are in an accident with a rideshare driver there are different possibilities as to who’s insurance is responsible:
- If the driver was carrying a passenger or on their way to pick up a passenger, the driver, passengers, and the car will be covered by the ride service company’s one-million-dollar policy.
- If the driver is in between rides, the personal insurance of the driver will be responsible for the driver, car, and passenger.
- If the driver of the other vehicle is found at fault, their insurance is responsible.
What To Do After An Uber or Lyft Auto Accident
In any Texas auto accident, you should not leave the scene of the accident until the police and paramedics have cleared you to leave. It is important to understand that with many car accident injuries, symptoms of even the most serious neck and back injuries can show up much later, long after the actual accident, and often these injuries can be a life-long challenge in pain and discomfort management.
If you would like to take photos or make a video after the accident you can, but adding commentary to video is discouraged because there may be multiple theories of liability. Leave it to the investigators to assign fault.
After the accident, you will be contacted by the insurance company (James River for Uber or Marsh Risk & Insurance Services for Lyft) for the service you were using. This is part of the process. You may be asked to sign releases or forms for insurance claims. We would urge you to take the time to understand any form you are being asked to sign and to request copies of your records.
If you are injured from an auto accident, reach out to a Texas personal injury lawyer T. Christopher Lewis right away for a free consultation. Call (817) 795-3900 today.